Protecting homes from dry weather threats, such as bushfires, requires proactive measures and preparedness. Here are some steps to help protect your home:
- Maintain the exterior: Clear roofs, gutters, and chimneys of debris regularly to prevent the accumulation of flammable materials. Trim back low-hanging branches within a 10-meter radius of your home to minimize the risk of fire spreading.
- Seal gaps and vulnerable areas: Check your roof for any gaps or areas that need sealing. Falling embers can enter through small openings, so it’s important to ensure your roof is secure. If you’re not comfortable doing this yourself, consider hiring a professional.
- Keep grass short: Regularly mow your lawn to keep the grass height below 10cm. Short grass is less likely to catch fire and can act as a firebreak around your property.
- Remove flammable materials: Identify and remove any flammable materials around your home, such as gas canisters, firewood, or wooden furniture. Store them in a secure location away from the house. Consider using flameproof containers for storage.
- Create a home inventory: Make a detailed inventory of your possessions, including photographs or videos. This will help in assessing and documenting losses in case of damage or loss due to a fire.
- Review insurance coverage: Regularly review your home and contents insurance with your Insurance Adviser to ensure it provides adequate coverage for your possessions and the rebuild cost of your home. Update your policy as needed to reflect current values.
- Develop a bushfire readiness plan: Create a plan that outlines the actions you will take in the event of a bushfire. This plan should include evacuation routes, a designated meeting point for your family, and a checklist of essential items to take with you. Share this plan with your family members, so everyone is aware of the necessary steps to follow.
Remember, early preparation and readiness are crucial in mitigating the risks associated with dry weather threats. Stay informed about fire conditions in your area and follow the guidance of local authorities for any emergency situations.
If this article has inspired you to think about your own unique situation and, more importantly, what you and your family are going through right now, please contact your advice professional.
This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider whether it is appropriate in light of your particular objectives, financial situation or needs.