Running a side business while still employed: What to consider at tax time

11 June

Many Australians start a sole trader business or partnership while still working as an employee. It might begin as a side hustle, a family business, consulting work, a trade, an online store, or a passion project that slowly becomes more serious....[Read More]

How to plan for retirement and start the journey with confidence

11 June

Retirement is not just a date on the calendar. It is a major life transition that affects your finances, routine, relationships, health, mindset and sense of purpose. For many people, the hardest part is not deciding whether they want to stop...[Read More]

How to feel more self-sufficient at home

11 June

There is something deeply rewarding about knowing your home can do more than simply provide shelter. A self-sufficient home gives you a greater sense of control, comfort and confidence. It does not mean living completely off-grid, growing every meal...[Read More]

Rule of seven: An investor’s compass

11 June

James sat at his kitchen table, laptop open, staring at a chart of a stock he’d been watching for weeks. Every article, every podcast, every conversation with friends about investing seemed to echo the same phrase: “Time in the market beats...[Read More]

7 signs you are ready to downsize the home and take life a little easier

4 June

There comes a time when the family home that once felt full of noise, movement and memories can start to feel a little too big, too quiet, too expensive or simply too much work.   Downsizing is not just about moving into a smaller home. For many...[Read More]

Super Co-Contribution: A simple way to boost your retirement savings

4 June

The government super co-contribution scheme is designed to help eligible low and middle-income earners grow their retirement savings. If you make personal after-tax contributions into your super fund, the government may also contribute an additional...[Read More]

7 signs it may be time to start your own business

4 June

Many people dream of starting their own business, but very few wake up one day with absolute certainty that the time is right. More often, the signs build slowly. A frustration at work. A passion that keeps pulling at you. A skill others keep asking...[Read More]

Helping kids with living expenses – prepare them for the responsibilities of adulthood

4 June

There’s a family event of sorts that gives parents mixed feelings of sadness, apprehension and relief — and children a lot of excitement: when a child leaves the proverbial nest.   Now, this can happen early during your child’s teenage years...[Read More]

Understanding risk tolerance: Passing the investment sleep test

28 May

Investing is never just about chasing returns. It is also about understanding yourself.   Before choosing where to invest, one of the most important questions to ask is not simply, “How much can I make?” It is, “How much uncertainty can I...[Read More]

Payday Super: why employers need to prepare now

28 May

From 1 July 2026, Australian employers will face one of the most important superannuation compliance changes in many years. Under the Australian Government’s Payday Super reform, employers will need to pay employee superannuation guarantee...[Read More]

7 signs you are ready for retirement — but worried about keeping active

28 May

Retirement is often described as the great reward after decades of hard work. No alarm clock. No daily commute. No endless meetings. No packed lunches. Just freedom.   But for many people, retirement also brings a quiet question: What will I...[Read More]

The power of compound interest – it rewards patience, consistency, and time.

28 May

Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true.    Compound interest is one of the most powerful forces in investing, not because it is flashy...[Read More]

The art of parenting with heart

28 May

Navigating the dual roles of being a parent and a friend to your children presents a unique set of challenges and opportunities. This delicate balance requires careful consideration of boundaries, communication, and emotional intelligence.    The...[Read More]

EOFY planning: 10 smart tips for small business owners

21 May

With the end of financial year approaching, many small business owners are thinking about tax, profit, cash flow and what the next 12 months might look like. But EOFY should not be treated as a last-minute paperwork scramble. It is one of the best...[Read More]

Commercial property vs residential property: Understanding the key differences before you invest

21 May

For many Australians, property investment begins with residential property. It feels familiar. Most people understand houses, units, tenants, suburbs, rents and mortgages because they have lived in homes themselves.    Commercial property...[Read More]